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The Instant Term and Select Term life insurance policies are issued by The American Life Insurance Company of New York, a fully licensed, 50-state insurer, with its home office in New York, NY. American Life has a rating of Very Good (B++) from A.M. Best (on a scale of A++ to F) for financial strength and operating stability. The products are obligations of American Life, are not insured by the FDIC and are not guaranteed deposits. Life insurance policies contain exclusions and limitations; benefits may vary due to misstatement of age or sex. The products may not be available in all states. The policies are issued as ALNY-SEL-03 and ALNY-INST-03, respectively, or a variation of such. Shannon F. Kennedy, Licensed Agent. CA License # 0D43589

The Simple Term life insurance is issued by Jefferson National Life Insurance Company, home office in Dallas, TX. The product is an obligation of Jefferson National Life and is not insured by the FDIC and is not a guaranteed deposit. Life insurance policies contain exclusions and limitations; benefits may vary due to misstatement of age or sex. Policy may not be available in all states. Policy is issued as policy number JNL-SIMP-03 or a variation of such.  Shannon Kennedy, Licensed Agent. CA License # 0D43589